Community Associations

Brown & Brown West Palm Beach has a dedicated Condominium Division comprised of Insurance Professionals who specialize in the placement and service of Community Associations to provide coverages for the exposures/risks unique to these communities.

Types of communities we provide an insurance program for include:

  • Condominium Associations
  • Homeowner’s Associations
  • Townhomes
  • Co-Ops
  • Planned Unit Developments

Insuring a condominium association is different than insuring a home or a commercial non-residential structure. It is essential to understand Florida’s Condominium Act – Chapter 718.111(11) as well as how it coordinates with a multitude of carriers and coverages.

At Brown & Brown we will consider the following coverages to tailor a program specific to the needs of your Association:

  • Property
  • Building Ordinance or Law
  • Windstorm
  • Flood
  • Wind Deductible Buy Back / Down
  • Equipment Breakdown
  • Glass
  • General Liability
  • Garage Keepers
  • Directors and Officers
  • Workers’ Compensation
  • Crime
  • Pollution / Storage Tank
  • Umbrella / Excess Liability